Applications / Mortgage Analytics / Lenders / Iowa / Grinnell State Bank
Grinnell, IA · State non-member bank · FDIC · $500 million assets · 24 loans in 2025
Grinnell State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
24
loans originated, 2025
25
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Grinnell State Bank is a small Iowa bank whose 24 home loans in 2025 were split between purchases, refinances and home improvement, all in seven Iowa counties.
Purchases made up 41.7% of its loans, with refinances and home improvement at 29.2% each. Every loan was conventional, as at similar lenders, here state non-member banks making between half and twice as many loans. Its typical loan was $155,000. On 24 loans these shares can move a lot from one year to the next.
It filed no report for 2020, 2021 or 2022; since 2020 a bank making fewer than 100 closed-end loans a year need not report, so those years are gaps, not years without lending. Its loans fell from 33 to 24 in 2025. A change that small says little about direction.
It ranks 200 of 396 lenders in Des Moines-West Des Moines and 153 of 465 in non-metro Iowa. Its share in each market is too small to show. It merged with Polk County Bank in 2011; that bank's filings count as Grinnell State Bank's in the market figures. No rate or price figures are reported for its loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Grinnell State Bank took 25 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 41.7% · Home improvement 29.2% · Refinance 29.2%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 24 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Des Moines-West Des Moines | 6 |
| Iowa City | 2 |
| Waterloo-Cedar Falls | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900826Z45GD791J96 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 783246 | 2012–2023 |
| Respondent ID (the HMDA filer code before 2018) | 311347 | 2012–2017 |
Established 25 October 1925. Reported under HMDA 2012-2025.
Mergers, name changes, data editions and corrections: Grinnell State Bank's data.
Grinnell State Bank's data
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Grinnell State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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