Applications / Mortgage Analytics / Lenders / South Carolina / Greenville Heritage Federal Credit Union
Greenville, SC · Credit union · NCUA · $170 million assets · 26 loans in 2025
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26
loans originated, 2025
38
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Greenville Heritage Federal Credit Union is a small Greenville, South Carolina, lender whose mortgage lending doubled in 2025 to 26 loans, a fraction of what it made earlier in the decade.
Its loans rose from 13 to 26, while similar lenders, here credit unions making between half and twice as many loans, shrank 5%. The rise rests on few loans. It made 78 in 2021 and 15 in 2023, so 2025 restores only part of its earlier volume.
Refinances made up 46.2% of its loans and purchases 26.9%, with home improvement and other purposes making up the rest. Every loan was conventional, as at its peers. Its typical loan, $135,000, was larger than the $95,000 at similar credit unions, though on 26 loans that gap can move a lot from year to year.
It lent in seven counties, all in South Carolina, and has reported in Greenville-Anderson-Greer since 1996. There it ranks 249 of 589 lenders, with a share too small to show. Its neighborhood and price figures rest on too few loans to compare with other lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Greenville Heritage Federal Credit Union took 38 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 46.2% · Purchase 26.9% · Other 15.4% · Home improvement 11.5%
Conventional 100.0% · of 26 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| South Carolina | 26 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Greenville-Anderson-Greer | 21 |
| Spartanburg | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900SYM73UN2V4KP10 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 193872 | 2011–2023 |
| Respondent ID (the HMDA filer code before 2018) | 54400 | 1996–2017 |
Established 1 January 1941. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: Greenville Heritage Federal Credit Union's data.
Greenville Heritage Federal Credit Union's data
$215
Greenville Heritage Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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