Applications / Mortgage Analytics / Lenders / Oklahoma / Green Country Federal Credit Union
Sand Springs, OK · Credit union · NCUA · $127 million assets · 29 loans in 2025
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29
loans originated, 2025
30
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Green Country Federal Credit Union, a Sand Springs, Oklahoma, credit union, makes few home loans and almost all of them refinances; it made 29 in 2025, up from 11.
Refinances made up 93.1% of its loans in 2025 and purchases the rest. All were conventional, with no government backing. Its typical loan, $75,000, is smaller than the $95,000 of similar lenders, credit unions making between half and twice as many loans.
Its loans rose 164%, from 11 to 29, while its peers' loans fell 3% and the whole market rose 10%. It made 21 loans in 2023. It filed no report from 2019 to 2022; small lenders need not report every year, so those are gaps in the record, not years without lending. A rise this size on so few loans says little about where it is heading.
Its loans reach six counties, all in Oklahoma. It has reported loans in Tulsa since 2011, where it ranks 181 of 476 lenders, and in non-metro Oklahoma since 2013. With 29 loans, its shares of lending to poorer borrowers and neighborhoods are too small to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Green Country Federal Credit Union took 30 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 93.1% · Purchase 6.9%
Conventional 100.0% · of 29 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 29 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tulsa | 28 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300N72MT5I3L0FF81 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 123794 | 2011–2023 |
| Respondent ID (the HMDA filer code before 2018) | 524613 | 2011–2017 |
Established 1 January 1970. Reported under HMDA 2011-2025.
Mergers, name changes, data editions and corrections: Green Country Federal Credit Union's data.
Green Country Federal Credit Union's data
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Green Country Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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