Second in Kenosha
It ranks 2 of 257 lenders in Kenosha, behind only Johnson Bank, and its share rose 0.7 points in 2025. It has lent there since 1991. Its business stays close to home: 19 counties in two states.
Applications / Mortgage Analytics / Lenders / Wisconsin / Gateway Mortgage
Gateway Mortgage
Kenosha, WI · Independent non-bank lender · CFPB · 288 loans in 2025
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288
loans originated, 2025
341
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Gateway Mortgage, a Kenosha lender that has reported since 1991, ranks second in its home market, where its share rose to 5.9% in 2025.
Conventional loans for buyers
Three-quarters of its loans (74.7%) financed a home purchase. Conventional loans made up 91.0%, against 75.8% at similar lenders (independent non-bank lenders making between half and twice as many loans). Loans insured by the Federal Housing Administration (FHA) were 6.6%, against 17.5%. It made no jumbo loans, and its typical loan, $285,000, was smaller than its peers' $330,000.
More loans to modest incomes
About a third of its borrowers (34.4%) had low or moderate incomes, against 21.6% at similar lenders, a higher share than about four in five of them. That was up from 20.6% in 2024. Its share in poorer neighborhoods (low- and moderate-income tracts), 17.1%, was close to its peers' 18.7%.
Flat in a growing market
Its loans fell 3% to 288 in 2025, while similar lenders grew 2% and the whole market 10%. It made 1,556 loans in 2020; since 2023 its yearly count has stayed between 226 and 297.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
288 loans in 2025, against a peak of 1,556 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Gateway Mortgage took 341 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
74.7% of its 2025 loans were purchase loans; 91.0% were conventional loans.
Purchase 74.7% · Refinance 25.3%
Conventional 91.0% · FHA 6.6% · VA 2.4% · of 288 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
2 states, 10 metros, 19 counties
| State | Loans | Share |
|---|---|---|
| Wisconsin | 270 | 93.8% |
| Illinois | 13 | 4.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Kenosha | 182 |
| Racine-Mount Pleasant | 55 |
| Milwaukee-Waukesha | 16 |
| Chicago-Naperville-Schaumburg | 6 |
| Lake County | 6 |
| Green Bay | 4 |
| Janesville-Beloit | 2 |
| Madison | 1 |
| Oshkosh-Neenah | 1 |
| Rockford | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XFW2CXGSLDJ958 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3871265 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7391447979 | |
| Respondent ID (the HMDA filer code before 2018) | 75785509997 | 1991–2014 |
Established 29 August 1983. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Gateway Mortgage's data.
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