Applications / Mortgage Analytics / Lenders / New York / FM Home Loans / Competition
FM Home Loans
New York, NY · Independent non-bank lender · CFPB · 1,846 loans in 2025
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1,846
loans originated, 2025
2,748
applications, 2025
19
states and territories
0
gaps bigger than at similar lenders
Who FM Home Loans competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
FM Home Loans ranks 31st of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $966.0M lent: 0.7% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
FM Home Loans ranks 90th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $105.1M lent: 0.2% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH, NY, 2025
FM Home Loans ranks 26th of 282 lenders in Kiryas Joel-Poughkeepsie-Newburgh, NY, with $40.0M lent: 1.0% of a $4.18B market.
Kiryas Joel-Poughkeepsie-Newburgh, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MCALLEN-EDINBURG-MISSION, TX, 2025
FM Home Loans ranks 31st of 295 lenders in McAllen-Edinburg-Mission, TX, with $14.7M lent: 0.7% of a $2.05B market.
McAllen-Edinburg-Mission, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW HAVEN, CT, 2025
FM Home Loans ranks 79th of 392 lenders in New Haven, CT, with $14.1M lent: 0.3% of a $4.92B market.
New Haven, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NEW ORLEANS-METAIRIE, LA, 2025
FM Home Loans ranks 77th of 371 lenders in New Orleans-Metairie, LA, with $7.9M lent: 0.2% of a $3.59B market.
New Orleans-Metairie, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MARYLAND, 2025
FM Home Loans ranks 225th of 383 lenders in non-metro Maryland, with $935K lent: 0.0% of a $1.95B market.
non-metro Maryland is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — COLUMBUS, OH, 2025
FM Home Loans ranks 411th of 596 lenders in Columbus, OH, with $770K lent: 0.0% of a $16.93B market.
Columbus, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FM Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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FM Home Loans and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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