Applications / Mortgage Analytics / Lenders / Washington / Flyhomes Mortgage
Issaquah, WA · Non-bank or government lender · CFPB · 326 loans in 2025
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326
loans originated, 2025
474
applications, 2025
30
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Flyhomes Mortgage is almost entirely a refinance lender, and in 2025 its loans rose 293% to 326, faster than at almost every similar lender.
Refinances made up 99.7% of its loans; it made almost no purchase loans. Every loan was conventional, with no government-backed lending and no manufactured homes. Its typical loan, $255,000, was smaller than the $365,000 at similar lenders, which are non-bank or government lenders making between half and twice as many loans.
It first reported in 2023, with 177 loans. That fell to 83 in 2024 before the jump to 326. Similar lenders grew 8% in 2025 and the whole market 10%. A lender with so little purchase business may lack a steady flow of home buyers to smooth its volume; the figures give no other reason for the swings.
Its 326 loans were spread across 30 states and 89 metros, with California its main state though it is based in Issaquah, Washington. Where its share of its largest markets is measured, it rounds to 0.0%; it ranked 198 of 597 lenders around Seattle.
Its borrowers were more often of low or moderate income (LMI): 33.7% of loans, against 24.0% at similar lenders and higher than about seven in ten of them. Yet only 12.3% of its loans were in LMI neighborhoods, against 23.0%. The two can part when borrowers with modest incomes own homes in mixed or better-off areas.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Flyhomes Mortgage took 474 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 99.7% · Purchase 0.3%
Conventional 100.0% · of 326 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 90 | 27.6% |
| Washington | 60 | 18.4% |
| Florida | 35 | 10.7% |
| Arizona | 19 | 5.8% |
| Colorado | 18 | 5.5% |
| Georgia | 15 | 4.6% |
| Oregon | 11 | 3.4% |
| Texas | 10 | 3.1% |
| Illinois | 6 | 1.8% |
| Minnesota | 6 | 1.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Seattle-Bellevue-Kent | 28 |
| Anaheim-Santa Ana-Irvine | 16 |
| Everett | 15 |
| Denver-Aurora-Centennial | 14 |
| Phoenix-Mesa-Chandler | 13 |
| Sacramento-Roseville-Folsom | 13 |
| Riverside-San Bernardino-Ontario | 11 |
| Oakland-Fremont-Berkeley | 9 |
| San Jose-Sunnyvale-Santa Clara | 9 |
| Los Angeles-Long Beach-Glendale | 8 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KX6E1IE2LM5E30 | 2023–2025 |
Established 16 January 2018. Reported under HMDA 2023-2025.
Mergers, name changes, data editions and corrections: Flyhomes Mortgage's data.
Flyhomes Mortgage's data
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