Applications / Mortgage Analytics / Lenders / Nebraska / First Westroads Bank
Omaha, NE · State member bank · FRS · $391 million assets · 25 loans in 2025
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25
loans originated, 2025
28
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Westroads Bank is a small Omaha bank that made 25 home loans in 2025, all conventional and nearly two-thirds of them for home purchase.
Its 25 loans were down from 32 in 2024, a fall of 22%, while the whole market grew 10%. Similar lenders, state member banks making between half and twice as many loans, fell 5% and made 35 loans in the typical case. It made 42 in 2018. It filed no reports for 2020 to 2022; those years are gaps in the record, not years without lending.
Purchases made up 64.0% of its loans and refinancing 36.0%. Every loan was conventional, with no government-backed lending and no manufactured homes.
It lends almost entirely in the Omaha, IA-NE metro, where it has reported since 1990. JPMorgan Chase Bank led that market in 2025. With 25 loans, its shares of lending to poorer borrowers and neighborhoods rest on too few cases to compare with similar lenders. Its loan amounts roughly doubled in 2025 while its count fell, which is worth checking before anyone reads much into them.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First Westroads Bank took 28 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.0% · Refinance 36.0%
Conventional 100.0% · of 25 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 23 | 92.0% |
| Iowa | 2 | 8.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 25 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZTZPT51D3DK456 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 222754 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 319742 | 1990–2003 |
| Respondent ID (the HMDA filer code before 2018) | 2222754 | 2004–2017 |
Established 15 August 1967. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Westroads Bank's data.
First Westroads Bank's data
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First Westroads Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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