Applications / Mortgage Analytics / Lenders / Arkansas / First Western Mortgage
Rogers, AR · Non-bank subsidiary of a bank · CFPB · 178 loans in 2025
First Western Mortgage's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
178
loans originated, 2025
261
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Western Mortgage, the mortgage arm of a bank in Rogers, Arkansas, is a home-purchase lender that grew 8% in 2025, though it is about half the size it was in 2020.
It made 178 loans in 2025, up from 165. That growth was faster than the 3% at similar lenders, non-bank subsidiaries of banks making between a quarter and four times as many loans, but slower than the 10% of the whole market. Its count peaked at 372 in 2020 and fell to 133 in 2023. Similar lenders made 281 in the typical case.
Purchases made up 82.0% of its loans. It leans a little more on government-backed loans than its peers: 18.5% were insured by the Federal Housing Administration (FHA), against 13.3% at similar lenders. Its typical loan, $265,000, was close to their $282,500, and none was jumbo (larger than the conforming limit).
None of its loans was higher-priced (a rate well above the average for similar loans), against 0.6% at similar lenders. Its typical rate, 6.38%, was lower than their 6.50% and lower than at about four in five of them.
Its share of Fort Smith, AR-OK, where it has lent since 1995, fell to 1.3% from 1.7%, and it ranked 19 of 241 lenders. Arvest Bank led the market. The fall may reflect rivals' growth or a shift of its own lending elsewhere; it entered Montgomery, AL in 2025.
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Western Mortgage took 261 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 82.0% · Refinance 16.9% · Other 1.1%
Conventional 75.8% · FHA 18.5% · VA 3.4% · USDA (RHS or FSA) 2.2% · of 178 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 162 | 91.0% |
| Oklahoma | 10 | 5.6% |
| Missouri | 4 | 2.2% |
| Alabama | 1 | 0.6% |
| Texas | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fayetteville-Springdale-Rogers | 92 |
| Fort Smith | 50 |
| Dallas-Plano-Irving | 1 |
| Hot Springs | 1 |
| Joplin | 1 |
| Little Rock-North Little Rock-Conway | 1 |
| Montgomery | 1 |
| Springfield | 1 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008YOT5ACN2UNP66 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2219664 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 3710717727 | 1995–2014 |
| Respondent ID (the HMDA filer code before 2018) | 22219664 | 2015–2017 |
Established 26 December 1991. Reported under HMDA 1995-2025.
Mergers, name changes, data editions and corrections: First Western Mortgage's data.
First Western Mortgage's data
$215
First Western Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First Western Mortgage's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]