Applications / Mortgage Analytics / Lenders / Alabama / First State Bank of the South / Competition
First State Bank of the South
Sulligent, AL · State non-member bank · FDIC · $130 million assets · 36 loans in 2025
First State Bank of the South's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
36
loans originated, 2025
38
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First State Bank of the South competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO ALABAMA, 2025
First State Bank of the South ranks 204th of 523 lenders in non-metro Alabama, with $3.0M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the South in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — TUSCALOOSA, AL, 2025
First State Bank of the South ranks 109th of 306 lenders in Tuscaloosa, AL, with $1.0M lent: 0.1% of a $1.26B market.
Tuscaloosa, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the South in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DECATUR, AL, 2025
First State Bank of the South ranks 143rd of 240 lenders in Decatur, AL, with $615K lent: 0.1% of a $729.3M market.
Decatur, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the South in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HUNTSVILLE, AL, 2025
First State Bank of the South ranks 321st of 440 lenders in Huntsville, AL, with $470K lent: 0.0% of a $4.63B market.
Huntsville, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the South in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MISSISSIPPI, 2025
First State Bank of the South ranks 390th of 438 lenders in non-metro Mississippi, with $190K lent: 0.0% of a $3.95B market.
non-metro Mississippi is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank of the South in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First State Bank of the South's data
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First State Bank of the South and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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