Applications / Mortgage Analytics / Lenders / Indiana / First State Bank of Porter
Porter, IN · State member bank · FRS · $158 million assets · 13 loans in 2025
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13
loans originated, 2025
21
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First State Bank of Porter, a small bank in northwest Indiana that has reported since 1990, made just 13 home loans in 2025, too few for its shares and rates to say much.
It made 47 loans in 2018, 27 in 2023, 21 in 2024 and 13 in 2025. It filed no report from 2020 to 2022; since 2020 a bank making fewer than 100 closed-end loans a year need not report, so those years are gaps in the record, not years without lending. The typical similar lender, a state member bank making between half and twice as many loans, made 19. The record gives no reason for the decline, and at this size a few loans either way move the count a lot.
All its loans were conventional and none was jumbo. Purchases made up 46.2% of its lending, refinances 30.8% and home improvement 23.1%. Its loans totaled $3.6 million.
With 13 loans, its shares of lending to poorer borrowers and neighborhoods rest on a few deals each. They swing from year to year and should not be read as a pattern.
It lends in two Indiana counties, and its one metro market is Chicago-Naperville-Elgin. That market was worth $59.50B in 2025, and the bank ranked 476 of 902 lenders in it. JPMorgan Chase Bank led.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First State Bank of Porter took 21 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 46.2% · Refinance 30.8% · Home improvement 23.1%
Conventional 100.0% · of 13 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 13 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lake County-Porter County-Jasper County | 13 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008CDD8DDS775F56 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 87047 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 287047 | 1990–2017 |
Established 1 April 1920. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First State Bank of Porter's data.
First State Bank of Porter's data
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