Applications / Mortgage Analytics / Lenders / Mississippi / First South Farm Credit / Competition
First South Farm Credit
Ridgeland, MS · Independent non-bank lender · CFPB · 109 loans in 2025
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109
loans originated, 2025
136
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who First South Farm Credit competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO ALABAMA, 2025
First South Farm Credit ranks 94th of 523 lenders in non-metro Alabama, with $10.1M lent: 0.3% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — TUSCALOOSA, AL, 2025
First South Farm Credit ranks 57th of 306 lenders in Tuscaloosa, AL, with $3.6M lent: 0.3% of a $1.26B market.
Tuscaloosa, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GADSDEN, AL, 2025
First South Farm Credit ranks 33rd of 190 lenders in Gadsden, AL, with $2.9M lent: 0.7% of a $438.6M market.
Gadsden, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BIRMINGHAM, AL, 2025
First South Farm Credit ranks 219th of 523 lenders in Birmingham, AL, with $2.9M lent: 0.0% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MISSISSIPPI, 2025
First South Farm Credit ranks 142nd of 438 lenders in non-metro Mississippi, with $2.9M lent: 0.1% of a $3.95B market.
non-metro Mississippi is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LAKE CHARLES, LA, 2025
First South Farm Credit ranks 62nd of 208 lenders in Lake Charles, LA, with $1.4M lent: 0.2% of a $663.9M market.
Lake Charles, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SLIDELL-MANDEVILLE-COVINGTON, LA, 2025
First South Farm Credit ranks 261st of 277 lenders in Slidell-Mandeville-Covington, LA, with $135K lent: 0.0% of a $1.61B market.
Slidell-Mandeville-Covington, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BATON ROUGE, LA, 2025
First South Farm Credit ranks 245th of 369 lenders in Baton Rouge, LA, with $480K lent: 0.0% of a $3.67B market.
Baton Rouge, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First South Farm Credit in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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