Applications / Mortgage Analytics / Lenders / Alabama / First Nation Bank and Trust / Competition
First Nation Bank and Trust
Atmore, AL · Non-bank or government lender · CFPB · 74 loans in 2025
First Nation Bank and Trust's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
74
loans originated, 2025
79
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First Nation Bank and Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
First Nation Bank and Trust ranks 116th of 485 lenders in Daphne-Fairhope-Foley, AL, with $4.7M lent: 0.2% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Nation Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PENSACOLA-FERRY PASS-BRENT, FL, 2025
First Nation Bank and Trust ranks 125th of 515 lenders in Pensacola-Ferry Pass-Brent, FL, with $4.2M lent: 0.1% of a $3.92B market.
Pensacola-Ferry Pass-Brent, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Nation Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ALABAMA, 2025
First Nation Bank and Trust ranks 167th of 523 lenders in non-metro Alabama, with $4.1M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Nation Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MOBILE, AL, 2025
First Nation Bank and Trust ranks 93rd of 356 lenders in Mobile, AL, with $3.5M lent: 0.2% of a $1.72B market.
Mobile, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Nation Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BIRMINGHAM, AL, 2025
First Nation Bank and Trust ranks 387th of 523 lenders in Birmingham, AL, with $425K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Nation Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TUSCALOOSA, AL, 2025
First Nation Bank and Trust ranks 288th of 306 lenders in Tuscaloosa, AL, with $145K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Nation Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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First Nation Bank and Trust and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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