Applications / Mortgage Analytics / Lenders / Alabama / First Financial Bank / Competition
First Financial Bank
Bessemer, AL · State non-member bank · FDIC · $245 million assets · 24 loans in 2025
First Financial Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
24
loans originated, 2025
53
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First Financial Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BIRMINGHAM, AL, 2025
First Financial Bank ranks 147th of 523 lenders in Birmingham, AL, with $6.7M lent: 0.1% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Financial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
First Financial Bank ranks 766th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $575K lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Financial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — TUSCALOOSA, AL, 2025
First Financial Bank ranks 185th of 306 lenders in Tuscaloosa, AL, with $485K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Financial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO ALABAMA, 2025
First Financial Bank ranks 497th of 523 lenders in non-metro Alabama, with $115K lent: 0.0% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Financial Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Financial Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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