Applications / Mortgage Analytics / Lenders / Colorado / First American State Bank
Greenwood Village, CO · State member bank · FRS · $288 million assets · 9 loans in 2025
First American State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
9
loans originated, 2025
17
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First American State Bank, a $288 million Colorado bank, has been a small and shrinking mortgage lender, making nine loans in 2025 against 52 in 2018.
The bank was established in 1995 and first reported its mortgage lending in 1996. It has been a member of the Federal Reserve System since 1999. Its loans fell from 52 in 2018 to 44 in 2020 and 25 in 2023. It filed no report for 2021 or 2022, so those years are gaps in the record, not years without lending. Its 18% fall in 2025 matched the typical similar lender's.
Similar lenders, here state member banks making between a quarter and four times as many loans, typically made 29 loans. Its nine loans put it among the smallest of its 39 peers. Its loans totaled $5.6 million. With so few loans, its typical loan size and its shares of lending to lower-income borrowers and neighborhoods swing from year to year and say little.
Its lending is spread over three metro areas. In Denver-Aurora-Centennial, which it entered in 1996, it ranked 398 of 754 lenders. In Pueblo it ranked 83 of 264, with a 0.2% share. In Colorado Springs it ranked 403 of 487. All of its loans were conventional.
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First American State Bank took 17 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 77.8% · Purchase 22.2%
Conventional 100.0% · of 9 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 9 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 7 |
| Colorado Springs | 1 |
| Pueblo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300AC46WDQ7G4M335 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2317672 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 334040 | 1996–1998 |
| Respondent ID (the HMDA filer code before 2018) | 22317672 | 1999–2017 |
Established 10 July 1995. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: First American State Bank's data.
First American State Bank's data
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First American State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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