Applications / Mortgage Analytics / Lenders / Oklahoma / First American Mortgage
Yukon, OK · Non-bank lender · CFPB · 162 loans in 2025
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162
loans originated, 2025
203
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First American Mortgage is an Oklahoma home-purchase lender that relies on government-backed loans far more than its rivals, and its volume keeps shrinking.
Home purchases were 95.7% of its 162 loans. Loans insured by the Federal Housing Administration (FHA) made up 32.1%, against 12.1% at the typical similar lender, meaning non-bank lenders making between half and twice as many loans. Loans guaranteed by the Department of Veterans Affairs (VA) added 7.4%, and loans guaranteed by the Department of Agriculture's Rural Housing Service (RHS) 3.1%. Its typical loan, $230,000, was smaller than its peers' $310,000.
Its loans fell 17% in 2025, while similar lenders grew 8% and the whole market 10%. The decline is long: it made 754 loans in 2020, 285 in 2022 and 196 in 2024.
Oklahoma City is its biggest market. It ranked 49 of 534 lenders there, and its share slipped to 0.5% from 0.6%, which its own smaller volume may account for. First United Bank and Trust Company led that market with $398.4M of loans.
It turned down 2.0% of first-lien home-purchase applications, against 6.8% at the typical similar lender. None of its loans was higher-priced (a rate well above the average for similar loans), against 2.4% at its peers. Its typical rate, 6.50%, was a little below its peers' 6.62%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First American Mortgage took 203 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 95.7% · Refinance 4.3%
Conventional 57.4% · FHA 32.1% · VA 7.4% · USDA (RHS or FSA) 3.1% · of 162 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 161 | 99.4% |
| Arkansas | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Oklahoma City | 142 |
| Tulsa | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493006KM0C07F0DE248 | 2018–2024 |
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 984500B8F043AF564B98 | 2025–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4438982 | 2013–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7731432800 |
Established 28 February 2025. Reported under HMDA 2011-2025.
Mergers, name changes, data editions and corrections: First American Mortgage's data.
First American Mortgage's data
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First American Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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