Applications / Mortgage Analytics / Lenders / Arizona / First American Credit Union
Casa Grande, AZ · Credit union · NCUA · 19 loans in 2025
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19
loans originated, 2025
32
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First American Credit Union filed its first mortgage report in 2025, and its 19 loans were mostly small home-improvement and other-purpose loans rather than home purchases.
The credit union, based in Casa Grande, Arizona, first reported under the Home Mortgage Disclosure Act in 2025. It made 19 loans worth $765,000, all of them conventional. Its lending sits in two Arizona counties; in its one metro market, Phoenix-Mesa-Chandler, it ranked 680 of 879 lenders.
Home-improvement loans made up 42.1% of its lending and other-purpose loans another 42.1%; refinances were the rest. It made no home-purchase loans. Its typical loan was $35,000, against $105,000 at the typical similar lender, meaning other credit unions making between half and twice as many loans. On so few loans that mix may not last, but for now it lends to people who already own their homes, not to buyers.
With 19 loans, its shares of lending to lower-income borrowers and neighborhoods, and its typical rate, rest on too few loans to read much into. It will take more years of reports to tell whether its focus on home-improvement lending lasts and how it compares with its 235 peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First American Credit Union took 32 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 42.1% · Other 42.1% · Refinance 15.8%
Conventional 100.0% · of 19 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arizona | 19 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Phoenix-Mesa-Chandler | 19 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900DRVHTCSSS62054 | 2025–2025 |
Established date not on record. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: First American Credit Union's data.
First American Credit Union's data
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First American Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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