Applications / Mortgage Analytics / Lenders / Louisiana / Farmers State Bank & Trust Company
Church Point, LA · State non-member bank · FDIC · $171 million assets · 20 loans in 2025
Farmers State Bank & Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
20
loans originated, 2025
31
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Farmers State Bank & Trust Company is a small Louisiana bank that mostly refinances homes, with loans less than half the size of similar banks'.
Refinances made up 80.0% of its 20 loans in 2025; purchases were 15.0%. Every loan was conventional. Its typical loan, $85,000, was less than half the $180,000 at similar lenders, meaning state non-member banks making between half and twice as many loans.
It made 20 loans, down 38% on the year, while similar lenders fell by 13%. It made 47 in both 2019 and 2020. On numbers this small, a few loans either way move the total a lot. It filed no report for 2021 or 2022, gaps in the record rather than years without lending, since small lenders need not report every year.
It has reported since 1994 and lends in four Louisiana counties. Lafayette is its biggest market, where it ranks 102 of 280 lenders; United Wholesale Mortgage leads there. Its other market is non-metro Louisiana.
Half its loans went to low- and moderate-income neighborhoods, against 18.8% at peers, but on 20 loans such shares swing widely. There were too few loans to give price or denial figures.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Farmers State Bank & Trust Company took 31 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 80.0% · Purchase 15.0% · Home improvement 5.0%
Conventional 100.0% · of 20 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 20 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lafayette | 17 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YBDQ281GX1LB13 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 567736 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 316114 | 1994–2017 |
Established 3 January 1944. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Farmers State Bank & Trust Company's data.
Farmers State Bank & Trust Company's data
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Farmers State Bank & Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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