Applications / Mortgage Analytics / Lenders / Arkansas / Farm Credit Services of Western Arkansas, PCA
Russellville, AR · Independent non-bank lender · CFPB · 6 loans in 2025
Farm Credit Services of Western Arkansas, PCA's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
6
loans originated, 2025
8
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Farm Credit Services of Western Arkansas, PCA is a very small home lender, with six loans in 2025 worth $170,000 in all, mostly small loans for purposes other than buying a home.
Its typical loan was $25,000, against $200,000 at similar lenders. Here that means independent non-bank lenders making between a quarter and four times as many loans, since few lenders are this small. Three of its six loans were for other purposes and two for home improvement; only one financed a purchase. With so few loans, these shares say little.
It made six loans, down from 11 in 2024 and 22 in 2022, its busiest year since it first reported in 2018. Similar lenders grew by 20% this year. The record is too thin to say why its volume fell.
It lends in four Arkansas counties. In non-metro Arkansas, its biggest market, it ranks 438 of 459 lenders, and in Fort Smith 234 of 241. Rocket Mortgage leads non-metro Arkansas and Arvest Bank leads Fort Smith.
Its shares of loans to lower-income borrowers and neighborhoods were zero, but on six loans that means little. None of its loans was higher-priced. Any comparison with peers on borrowers, neighborhoods or price would rest on too few loans to mean much.
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Farm Credit Services of Western Arkansas, PCA took 8 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 50.0% · Home improvement 33.3% · Purchase 16.7%
Conventional 100.0% · of 6 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 6 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fort Smith | 2 |
| Texarkana | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FQD0RJERL83Q30 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2537470 | 2023–2023 |
Established 24 September 2018. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: Farm Credit Services of Western Arkansas, PCA's data.
Farm Credit Services of Western Arkansas, PCA's data
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Farm Credit Services of Western Arkansas, PCA and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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