Applications / Mortgage Analytics / Lenders / Florida / Fairway Funding Group
Lakewood Ranch, FL · Independent non-bank lender · CFPB · 186 loans in 2025
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186
loans originated, 2025
234
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Fairway Funding Group, a Florida home-purchase lender based in Lakewood Ranch, grew faster than most similar lenders in 2025, though it lends at a fraction of its 2020 volume.
Originations rose 14% to 186. Similar lenders (independent non-bank lenders making between half and twice as many loans) fell 1% in the typical case, and the whole market grew 10%. The rise follows four years of decline, from 986 loans in 2020 to a low of 163 in 2024, while its typical rate rose from 3.12% to 6.75%.
Purchases made up 84.9% of its loans. Its loan types are much like its peers': 75.8% conventional and 17.7% insured by the Federal Housing Administration, against 77.4% and 16.0%. It makes somewhat more loans guaranteed by the Department of Veterans Affairs, 6.5% against 3.1%. Its typical loan, $350,000, is a little above the $320,000 at peers.
North Port-Bradenton-Sarasota is its biggest market. It has lent there since 2014 and ranks 46 of 811 lenders, with a steady 0.5% share. Elsewhere it is a minor lender: it ranks 311 of 925 in Tampa-St. Petersburg-Clearwater and 374 of 854 in Orlando-Kissimmee-Sanford.
Borrowers with low or moderate incomes took 20.1% of its loans, against 20.5% at similar lenders. Its typical rate, 6.75%, is a little above their 6.50%, and 1.9% of its loans were higher-priced (a rate well above the average for similar loans), against 1.7%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Fairway Funding Group took 234 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 84.9% · Refinance 15.1%
Conventional 75.8% · FHA 17.7% · VA 6.5% · of 186 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 179 | 96.2% |
| Georgia | 1 | 0.5% |
| Tennessee | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| North Port-Bradenton-Sarasota | 115 |
| Tampa | 13 |
| Cape Coral-Fort Myers | 8 |
| Fort Lauderdale-Pompano Beach-Sunrise | 8 |
| Lakeland-Winter Haven | 6 |
| Orlando-Kissimmee-Sanford | 5 |
| St. Petersburg-Clearwater-Largo | 5 |
| Port St. Lucie | 4 |
| Punta Gorda | 4 |
| Deltona-Daytona Beach-Ormond Beach | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300S19BPWGHQOYU13 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4878140 | 2015–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7651038507 |
Established 6 September 2000. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: Fairway Funding Group's data.
Fairway Funding Group's data
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Fairway Funding Group and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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