Applications / Mortgage Analytics / Lenders / Washington / Evergreen Moneysource Mortgage Company
Bellevue, WA · Independent non-bank lender · CFPB · 5,573 loans in 2025
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5,573
loans originated, 2025
7,542
applications, 2025
16
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Evergreen Moneysource Mortgage Company, a non-bank lender from Bellevue, Washington, makes mostly home-purchase loans and grew a little faster than the typical similar lender in 2025, though it still lends at about a third of its 2020 volume.
Home purchases made up 82.5% of its loans in 2025. Originations rose 16% to 5,573, ahead of the 11% at similar lenders (independent non-bank lenders making between half and twice as many loans) and the 10% for the whole market. It was the second year of growth after a low of 4,042 loans in 2023, but volume is far below the 17,593 loans of 2020.
It ranks 2 of 256 lenders in Bellingham, with 7.3% of the market, behind Whatcom Educational Credit Union. Its share there slipped from 8.1%, and in Boise from 2.0% to 1.7%, even as its own loans grew; one possibility is that rivals grew faster in those markets. In Seattle-Tacoma-Bellevue, its home market since 1991, it ranks 21 of 597.
Its typical loan, $375,000, is larger than at three-quarters of similar lenders, where it is $315,000. Manufactured homes account for 7.3% of its loans against 1.7% at peers, more than at almost any similar lender. It leans less on loans insured by the Federal Housing Administration (FHA): 17.2%, against 24.9%.
It turned down 1.2% of first-lien home-purchase applications on owner-occupied homes and 1.9% of refinance applications. At similar lenders the rates are 4.3% and 8.3%. Both of its rates are among the lowest tenth of its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Evergreen Moneysource Mortgage Company took 7,542 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 82.5% · Refinance 16.9% · Not applicable 0.6%
Conventional 74.7% · FHA 17.2% · VA 7.8% · USDA (RHS or FSA) 0.3% · of 5,573 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Washington | 2,680 | 48.1% |
| Montana | 816 | 14.6% |
| Idaho | 735 | 13.2% |
| Nevada | 455 | 8.2% |
| Oregon | 416 | 7.5% |
| New Mexico | 180 | 3.2% |
| Florida | 102 | 1.8% |
| California | 66 | 1.2% |
| Arizona | 51 | 0.9% |
| Georgia | 25 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Boise City | 441 |
| Las Vegas-Henderson-North Las Vegas | 369 |
| Billings | 363 |
| Tacoma-Lakewood | 360 |
| Portland-Vancouver-Hillsboro | 333 |
| Seattle-Bellevue-Kent | 332 |
| Bellingham | 319 |
| Bremerton-Silverdale-Port Orchard | 293 |
| Everett | 249 |
| Helena | 244 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930060G4MDPWHISD89 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3878385 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7911374387 | |
| Respondent ID (the HMDA filer code before 2018) | 77110800000 | 1991–2010 |
Established 28 April 1987. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Evergreen Moneysource Mortgage Company's data.
Evergreen Moneysource Mortgage Company's data
$215
Evergreen Moneysource Mortgage Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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