Applications / Mortgage Analytics / Lenders / Indiana / Evansville Federal Credit Union
Evansville, IN · Credit union · NCUA · $90.6 million assets · 28 loans in 2025
Evansville Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
28
loans originated, 2025
38
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Evansville Federal Credit Union is a small credit union whose mortgage lending centers on Evansville, where it has reported since 2003.
It made 173 loans in 2020 and only 18 in 2023, then 27 in 2024 and 28 in 2025, a rise of 4% while similar lenders fell 3%. Its loans came to $4.1 million, against $28.2 million in 2020. Its typical rate rose from 2.75% in 2020 to 6.56% in 2025, which may have cut demand, though the record does not say why volume fell so far.
In Evansville its share rose to 0.2% from 0.1%, and it ranks 49 of 248 lenders. Liberty Federal Credit Union leads, with $227.7M.
Its typical loan, $130,000, is above the $95,000 at similar lenders, credit unions making between half and twice as many loans, and higher than at nearly two-thirds of them, though on 28 loans. All its loans were conventional; refinances were 53.6% and purchases 46.4%.
With 28 loans, its shares of lower-income borrowers and neighborhoods rest on a handful of homes each and say little about whom it serves. The same holds for its price.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Evansville Federal Credit Union took 38 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 53.6% · Purchase 46.4%
Conventional 100.0% · of 28 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 24 | 85.7% |
| Kentucky | 2 | 7.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Evansville | 23 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300I5PXYKWZSGG235 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 19280 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 514562 | 2003–2017 |
Established 1 January 1961. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: Evansville Federal Credit Union's data.
Evansville Federal Credit Union's data
$215
Evansville Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Evansville Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]