Applications / Mortgage Analytics / Lenders / Louisiana / Eureka Homestead
Metairie, LA · Savings institution · OCC · $91.6 million assets · 23 loans in 2025
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23
loans originated, 2025
33
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Eureka Homestead, a Metairie savings institution reporting since 1990, made 23 loans in 2025, its fewest in any year since at least 2018.
Its loans fell from 170 in 2021 to 86 in 2022, 39 in 2023, 33 in 2024 and 23 in 2025. The fall of 30% this year compares with growth of 3% at similar lenders, savings institutions making between half and twice as many loans; it fell further than more than nine in ten. Its typical rate was 2.88% in 2020 and 6.88% in 2025; dearer money may have cut demand, or it may have chosen to lend less.
Its share of the New Orleans-Metairie market fell to 0.1% from 0.3%, and it ranks 102 of 371 lenders; Gulf Coast Bank and Trust Company leads. With so few loans, a handful either way moves that share. In Slidell-Mandeville-Covington its share held at 0.1%. It has lent in both since 1990.
Every loan was conventional, with none government-backed, and 73.9% financed a home purchase. Its typical loan, $255,000, is above the $220,000 at similar lenders. On 23 loans, its shares of lower-income borrowers and neighborhoods are too small to read much into.
It was Eureka Homestead Society until 2002, when it took its present name. In 2019 its organization type changed.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Eureka Homestead took 33 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.9% · Refinance 26.1%
Conventional 100.0% · of 23 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 21 | 91.3% |
| Alabama | 1 | 4.3% |
| Mississippi | 1 | 4.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New Orleans-Metairie | 17 |
| Slidell-Mandeville-Covington | 4 |
| Daphne-Fairhope-Foley | 1 |
| Gulfport-Biloxi | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300B1HO0P8G3WYQ31 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 794475 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43193 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1703193 | 2011–2017 |
Established 1 January 1884. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Eureka Homestead's data.
Eureka Homestead's data
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