Applications / Mortgage Analytics / Lenders / Texas / Efinity Financial / Data
Efinity Financial
Austin, TX · Non-bank lender · CFPB · 1,241 loans in 2025
Efinity Financial's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,241
loans originated, 2025
1,799
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
History
- 2021First report under HMDA.
Filed under earlier names
- 2021–2022EFINITY MORTGAGE
- 2023–2023EFINITY FINANCIAL INC.
- 2024–2025EFINITY FINANCIAL LLC
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | property value divided by 1000: entered with three extra zeros (filed 385005000, now 385000). The value was 1086 times the tract median purchase value (ln 6.99, in the x1000 error mode); the lender's own CLTV 96.50000 matches loan / corrected value. Evidence: staging.value_amount_extremes | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 25 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
The data behind this page, and how it was built, checked and analysed in Jenner: the data product · the fair-lending method. Page generated 2026-10-25T10:33:59Z.
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Efinity Financial's data
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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