Applications / Mortgage Analytics / Lenders / Maryland / EagleBank
Bethesda, MD · State member bank · FRS · $10.4 billion assets · 3 loans in 2025
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3
loans originated, 2025
3
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
EagleBank, a $10.4 billion bank, has almost disappeared from the home-lending record: it reported 3 loans in 2025, against 3,050 in 2020.
Its count fell every year after 2020: 2,597 in 2021, 670 in 2022, 92 in 2023, 19 in 2024 and 3 in 2025. The latest drop, 84%, compares with a fall of 27% at similar lenders, here state member banks making between an eighth and eight times as many loans, and growth of 10% in the whole market. Its few recent loans are all large, which may mean it now lends mainly to a handful of customers with big loans rather than offering mortgages widely.
Five years earlier its lending looked like a mainstream mortgage business. In 2020, 9.0% of its loans were insured by the Federal Housing Administration (FHA) and 3.1% guaranteed by the Department of Veterans Affairs (VA). A third of them, 33.8%, went to majority-minority neighborhoods, and its typical loan was $405,000. Three loans are too few to compare with any of that.
Its largest market is Washington-Arlington-Alexandria, where it has lent since 1999 and where Rocket Mortgage leads. Its competition figures include the filings of Fidelity & Trust Bank and Virginia Heritage Bank, with which it merged in 2008 and 2014.
Similar lenders: same lender type, originations between an eighth and eight times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. EagleBank took 3 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Home improvement 33.3%
Conventional 100.0% · of 3 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| District of Columbia | 1 | 33.3% |
| Maryland | 1 | 33.3% |
| Virginia | 1 | 33.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Arlington-Alexandria-Reston | 1 |
| Frederick-Gaithersburg-Bethesda | 1 |
| Washington | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | WVM1F03F86RQLLTEVE84 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2652092 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 22652092 | 1999–2017 |
Established 20 July 1998. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: EagleBank's data.
EagleBank's data
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