Applications / Mortgage Analytics / Lenders / Delaware / Eagle One Federal Credit Union
Claymont, DE · Credit union · NCUA · $93.8 million assets · 23 loans in 2025
Eagle One Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
23
loans originated, 2025
62
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Eagle One Federal Credit Union is a very small lender to people who already own their homes: none of its 23 loans in 2025 was for a home purchase.
Refinances made up 43.5% of its loans and home improvements 39.1%, with the rest for other purposes. Every loan was conventional, with no government backing. Its typical loan was $75,000, against $95,000 at similar lenders, which here means credit unions making between half and twice as many loans. Small loans of this kind may suit members borrowing against a home they already own.
Its loans fell 26%, from 31 to 23, while similar credit unions made 5% fewer and the whole market grew 10%. Since 2018 its yearly count has moved between 18 and 46 with no steady trend, so one weak year is too small a change to read much into.
Its largest market is Philadelphia-Camden-Wilmington, where it has lent since 2004. There it ranks 502 of 784 lenders in a market led by CrossCountry Mortgage and Rocket Mortgage. It lends in 3 states, mostly Pennsylvania. With so few loans, its shares of lending to poorer borrowers or neighborhoods swing widely from year to year and are too small to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Eagle One Federal Credit Union took 62 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 43.5% · Home improvement 39.1% · Other 17.4%
Conventional 100.0% · of 23 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 17 | 73.9% |
| Delaware | 4 | 17.4% |
| New Jersey | 2 | 8.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Philadelphia | 12 |
| Montgomery County-Bucks County-Chester County | 5 |
| Wilmington | 4 |
| Camden | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493009TOEDMWVNG1442 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 116778 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5464 | 2004–2017 |
Established 1 January 1935. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Eagle One Federal Credit Union's data.
Eagle One Federal Credit Union's data
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Eagle One Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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