Applications / Mortgage Analytics / Lenders / Colorado / Diya Finance
Greenwood Village, CO · Non-bank or government lender · CFPB · 211 loans in 2025
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211
loans originated, 2025
303
applications, 2025
20
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Diya Finance, which first reported in 2025, is a refinance and home-improvement lender spread across 20 states, and its loans run larger than its peers'.
Refinances made up 61.1% of its 211 loans and home-improvement loans 29.4%; purchases were only 9.5%. Every loan was conventional, with no government-backed lending, as at its typical peer. Its similar lenders are non-bank or government lenders making between half and twice as many loans.
Its typical loan was $465,000, against $365,000 at similar lenders, larger than at about three in four of them. It lent $127.3 million in all, against $88.4 million at the typical peer, though it made only a few more loans.
Its typical rate was 7.00%, against 6.62% at similar lenders, higher than at about two-thirds of them. Its home-improvement lending, 29.4% of the total, may account for part of the difference.
It lent in 43 metros, with California its main state, but holds only a sliver of each market. Its best rank is 39 of 374 in Hickory-Lenoir-Morganton, with 0.4% of lending; in Los Angeles-Long Beach-Anaheim, its biggest market, it ranks 257 of 757.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Diya Finance took 303 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 61.1% · Home improvement 29.4% · Purchase 9.5%
Conventional 100.0% · of 211 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 60 | 28.4% |
| Florida | 55 | 26.1% |
| Texas | 22 | 10.4% |
| North Carolina | 13 | 6.2% |
| New Jersey | 12 | 5.7% |
| Virginia | 12 | 5.7% |
| Minnesota | 7 | 3.3% |
| Arizona | 6 | 2.8% |
| Pennsylvania | 5 | 2.4% |
| Colorado | 4 | 1.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 45 |
| Jacksonville | 17 |
| Tampa | 14 |
| Hickory-Lenoir-Morganton | 12 |
| Newark | 10 |
| Richmond | 9 |
| Fort Worth-Arlington-Grapevine | 8 |
| Dallas-Plano-Irving | 7 |
| Minneapolis-St. Paul-Bloomington | 7 |
| Deltona-Daytona Beach-Ormond Beach | 5 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 98450058D88OE4463626 | 2025–2025 |
Established 7 April 2021. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: Diya Finance's data.
Diya Finance's data
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Diya Finance and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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