Applications / Mortgage Analytics / Lenders / Colorado / Denver Community CU D.B.A. Zing Credit Union
Denver, CO · Credit union · NCUA · $418 million assets · 144 loans in 2025
Denver Community CU D.B.A. Zing Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
144
loans originated, 2025
262
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Denver Community CU D.B.A. Zing Credit Union makes small refinance loans in and around Denver, and lends far more to modest earners and poorer neighborhoods than most credit unions its size.
Refinances made up 98.6% of its 144 loans in 2025. Its typical loan was $75,000, against $105,000 at similar lenders, credit unions making between half and twice as many loans. Five years ago its typical loan was $235,000. Loans this small look more like borrowing against an existing home than replacing a first mortgage, though the figures do not say which.
Low- and moderate-income borrowers took 44.1% of its loans, against 28.8% at similar lenders, more than nearly nine in ten of them. Poorer neighborhoods (low- and moderate-income tracts) took 32.4%, against 17.3%, and majority-minority neighborhoods 36.8%, against 9.8%. Both shares have been high for at least five years.
Its loans rose 7% to 144, close to similar lenders' 9%. That is about half its count of 280 in 2021. It has lent in Denver since 1991, but with a small share of a market led by United Wholesale Mortgage and Rocket Mortgage.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Denver Community CU D.B.A. Zing Credit Union took 262 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 98.6% · Other 0.7% · Purchase 0.7%
Conventional 100.0% · of 144 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 144 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 134 |
| Colorado Springs | 3 |
| Greeley | 2 |
| Boulder | 1 |
| Fort Collins-Loveland | 1 |
| Pueblo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300N6Q6IC190UPB76 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 360393 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 524419 | 1991–2012 |
| Respondent ID (the HMDA filer code before 2018) | 568616 | 2013–2017 |
Established 1 January 1934. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Denver Community CU D.B.A. Zing Credit Union's data.
Denver Community CU D.B.A. Zing Credit Union's data
$215
Denver Community CU D.B.A. Zing Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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