Applications / Mortgage Analytics / Lenders / Delaware / Delaware State Police Federal Credit Union
Georgetown, DE · Credit union · NCUA · $144 million assets · 32 loans in 2025
Delaware State Police Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
32
loans originated, 2025
35
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Delaware State Police Federal Credit Union lends mainly for home improvement, making a few dozen small loans a year in Delaware.
More than three-quarters of its 32 loans in 2025, 78.1%, were for home improvement. Refinances made up 9.4% and purchases 3.1%. All were conventional. That makes it a lender to people who already own their homes, not to buyers.
Its typical loan was $65,000, unchanged from the year before. Similar lenders, credit unions making between half and twice as many loans, typically lent $95,000. Home-improvement loans tend to be smaller than purchase loans, which may account for the gap. It lent $2.3 million in all, less than most of them.
It made 32 loans, down from 38 in 2024. It first reported under HMDA in 1996 but filed no report from 2018 to 2023; since 2020 a lender making fewer than 100 closed-end loans a year need not report, so those are gaps in the record, not years without lending. Its lending is in Delaware, where it ranked 250 of 274 lenders around Dover. With so few loans, its shares of lending to poorer borrowers and neighborhoods, and its prices, are too small to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2024–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Delaware State Police Federal Credit Union took 35 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 78.1% · Refinance 9.4% · Other 6.3% · Not applicable 3.1% · Purchase 3.1%
Conventional 100.0% · of 32 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Delaware | 23 | 71.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dover | 4 |
| Wilmington | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900NLUN32M3CT3X53 | 2024–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 555984 | 2004–2016 |
| Respondent ID (the HMDA filer code before 2018) | 513791 | 1996–2016 |
Established 1 January 1960. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: Delaware State Police Federal Credit Union's data.
Delaware State Police Federal Credit Union's data
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Delaware State Police Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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