Applications / Mortgage Analytics / Lenders / Kansas / CrossFirst Bank
Leawood, KS · State non-member bank · FDIC · $7.4 billion assets · 9 loans in 2025
CrossFirst Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
9
loans originated, 2025
15
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CrossFirst Bank, a Kansas bank with $7.4 billion in assets, reported only nine home loans in 2025, down from 167 in 2023.
It made between 155 and 231 loans a year from 2018 to 2023. Then it made 44 in 2024 and nine in 2025. Similar lenders, state non-member banks making between half and twice as many loans, also fell, by 40%, against 80% at CrossFirst Bank. Whether it has stepped back from home lending by choice, the record cannot say.
In 2020 it made 231 loans, and 55.0% were jumbo, larger than the conforming limit. Its typical loan that year was $615,000. Nine loans in 2025 are too few to say what kind of lending it does now.
It was established as CrossPoint Bank in 2007 and took its present name in 2009. It merged with Tulsa National Bank in 2013, Farmers and Stockmens Bank in 2022 and Canyon Community Bank in 2023. Those banks' filings count as its own in the market figures. Its share has fallen to 0.0% in Tulsa and Kansas City, from 0.1%, which fits its smaller lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. CrossFirst Bank took 15 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Refinance 33.3%
Conventional 100.0% · of 9 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 4 | 44.4% |
| Texas | 2 | 22.2% |
| Colorado | 1 | 11.1% |
| Missouri | 1 | 11.1% |
| New Mexico | 1 | 11.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 2 |
| Oklahoma City | 2 |
| Denver-Aurora-Centennial | 1 |
| Kansas City | 1 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005XMSZYL5SAEF41 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3594005 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 358648 | 2009–2017 |
Established 1 October 2007. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: CrossFirst Bank's data.
CrossFirst Bank's data
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