A thin record
It made nine loans in 2025, up from five in 2024. Among similar lenders, credit unions making between half and twice as many loans, the typical one made 14. Shares and rates built on so few loans would mean little.
Applications / Mortgage Analytics / Lenders / Colorado / Credit Union of the Rockies
Credit Union of the Rockies
Golden, CO · Credit union · NCUA · $117 million assets · 9 loans in 2025
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9
loans originated, 2025
19
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Credit Union of the Rockies, a credit union in Golden, Colorado, with $117 million in assets, made only nine home loans in 2025, too few to say much about the kind of lending it does.
Smaller than it was
Its home lending has shrunk in recent years. It made 60 loans in 2019 and 56 in 2021, then 17 in 2023. The record gives no reason for the decline, and with so few loans the change in any one year could come from a handful of borrowers.
A local lender
It lends in one metro, Denver, and five counties in all, and it has reported there since 1994. In a market of 754 lenders it ranks 571. United Wholesale Mortgage leads that market. Its loans in non-metro Colorado are few, ranking it 614 of 626 lenders there.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
9 loans in 2025, against a peak of 60 in 2019.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Credit Union of the Rockies took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
33.3% of its 2025 loans were home improvement loans; all were conventional loans.
Home improvement 33.3% · Refinance 33.3% · Other 22.2% · Purchase 11.1%
Conventional 100.0% · of 9 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 1 metro, 5 counties
| State | Loans | Share |
|---|---|---|
| Colorado | 9 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300Q4S6BX5BFNR019 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 740575 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 567226 | 1994–2017 |
Established 1 January 1937. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Credit Union of the Rockies's data.
The data and the software behind these pages
Credit Union of the Rockies's data
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