Applications / Mortgage Analytics / Lenders / Puerto Rico / Cooperativa la Sagrada Familia
Corozal, PR · Independent non-bank lender · CFPB · 104 loans in 2025
Cooperativa la Sagrada Familia's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
104
loans originated, 2025
134
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Cooperativa la Sagrada Familia grew by a third in 2025, to 104 loans, more than three times its count of five years before, while sticking to small conventional loans in Puerto Rico.
Its loans rose 33% from 78, faster than at about four in five similar lenders, which fell 2%; the whole market grew 10%. Similar lenders here are independent non-bank lenders making between half and twice as many loans. Its path has been uneven: 16 loans in 2018, a peak of 116 in 2022, then 60 in 2023.
Its typical loan was $125,000, against $305,000 at similar lenders, among the smallest in the group. All of its loans were conventional; peers made 15.7% with insurance from the Federal Housing Administration. Its typical rate, 6.25%, was lower than at nearly nine in ten peers.
It made 32.0% of its loans in low- and moderate-income (LMI) neighborhoods, against 18.4% at similar lenders, more than at four in five of them. All of its loans were in majority-minority neighborhoods, against 24.8% at similar lenders; all of its lending is in Puerto Rico.
It ranked 27 of 63 lenders in San Juan-Bayamón-Caguas, with 0.6% of lending, up from 0.5%. It also took 0.4% of Mayagüez and 0.3% of Ponce, which it entered in 2022, up from almost nothing in 2024.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Cooperativa la Sagrada Familia took 134 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 76.0% · Refinance 23.1% · Other 1.0%
Conventional 100.0% · of 104 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Puerto Rico | 104 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| San Juan-Bayamón-Caguas | 95 |
| Mayagüez | 6 |
| Arecibo | 1 |
| Ponce | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DP6NUMG3X4JQ52 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3944749 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7660269897 |
Established 28 September 1961. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: Cooperativa la Sagrada Familia's data.
Cooperativa la Sagrada Familia's data
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Cooperativa la Sagrada Familia and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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