Applications / Mortgage Analytics / Lenders / Puerto Rico / Cooperativa de Ahorro Y Credito Roosevelt Roads
Fajardo, PR · Credit union · NCUA · 16 loans in 2025
Cooperativa de Ahorro Y Credito Roosevelt Roads's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
16
loans originated, 2025
25
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Cooperativa de Ahorro Y Credito Roosevelt Roads is a very small Puerto Rico credit-union lender, making 16 home loans in 2025, all within one metro area.
It first reported in 2020, with 6 loans, and jumped to 46 in 2021. Since 2023 it has made 15 or 16 loans a year. In 2025 it made 16, up from 15, while similar lenders fell 11% and the whole market grew 10%. Similar lenders here are credit unions making between half and twice as many loans; the typical one made 23.
Its only market is San Juan-Bayamón-Caguas, where it ranked 50 of 63 lenders with 0.1% of lending, unchanged from 2024. Banco Popular de Puerto Rico led that market, ahead of Firstbank. It lends in 10 counties, so its few loans are spread thin.
Most of its loans were home purchases and most were conventional. Beyond that, 16 loans are too few to compare its loan sizes, its rates or its lending to poorer borrowers and neighborhoods with those of its peers. At this size a single loan moves any of those shares by several points.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2020–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Cooperativa de Ahorro Y Credito Roosevelt Roads took 25 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 75.0% · Refinance 25.0%
Conventional 87.5% · USDA (RHS or FSA) 12.5% · of 16 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Puerto Rico | 16 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| San Juan-Bayamón-Caguas | 16 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930076TYMG3Z3BO135 | 2020–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4253916 | 2022–2023 |
Established date not on record. Reported under HMDA 2020-2025.
Mergers, name changes, data editions and corrections: Cooperativa de Ahorro Y Credito Roosevelt Roads's data.
Cooperativa de Ahorro Y Credito Roosevelt Roads's data
$215
Cooperativa de Ahorro Y Credito Roosevelt Roads and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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