Applications / Mortgage Analytics / Lenders / Puerto Rico / Cooperativa de Ahorro Y Credito Maunabo
Maunabo, PR · Independent non-bank lender · CFPB · 12 loans in 2025
Cooperativa de Ahorro Y Credito Maunabo's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
12
loans originated, 2025
25
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Cooperativa de Ahorro Y Credito Maunabo, a small Puerto Rico lender that has reported since 1998, made 12 loans in 2025, down from 22.
Its loans fell 45%, to 12 from 22, while similar lenders, the other independent non-bank lenders making between half and twice as many loans, grew 15%. No similar lender fell further. Its output has always moved in large steps: since 2018 it has made between 11 and 22 loans in most years. At this size, a few loans either way make a big percentage change. Its loans came to $1.4 million, against $3.8 million at the typical similar lender.
Guayama is its largest market, where it ranked 14 of 28 lenders. Its share fell to 2.1% from 7.6%, which may simply reflect its smaller output; Oriental Bank and Banco Popular de Puerto Rico lead that market. It has lent there since 1999.
It first reported in 1998 and has lent in San Juan-Bayamón-Caguas since then, though it ranked only 59 of 63 there in 2025. It has lent in Mayagüez and Ponce since 2000; its share of Mayagüez rose to 0.2% from 0.0%. With 12 loans, its borrowers, loan sizes and prices are too few to compare with other lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Cooperativa de Ahorro Y Credito Maunabo took 25 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Refinance 33.3%
Conventional 100.0% · of 12 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Puerto Rico | 12 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Guayama | 5 |
| San Juan-Bayamón-Caguas | 3 |
| Mayagüez | 2 |
| Ponce | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GXIH93QAIAWV16 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3873353 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7660271958 | |
| Respondent ID (the HMDA filer code before 2018) | 77952500002 | 1998–2001 |
Established 28 July 1965. Reported under HMDA 1998-2025.
Mergers, name changes, data editions and corrections: Cooperativa de Ahorro Y Credito Maunabo's data.
Cooperativa de Ahorro Y Credito Maunabo's data
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