Applications / Mortgage Analytics / Lenders / Puerto Rico / Cooperativa de Ahorro y Credito Hatillo
Hatillo, PR · Independent non-bank lender · CFPB · 34 loans in 2025
Cooperativa de Ahorro y Credito Hatillo's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
34
loans originated, 2025
34
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Cooperativa de Ahorro y Credito Hatillo is a small conventional lender in Puerto Rico whose output held flat at 34 loans in 2025, while similar lenders and the market grew.
It made 34 loans in both 2024 and 2025. Similar lenders, the other independent non-bank lenders making between half and twice as many loans, grew 8%, and the whole market 10%. Its loans totaled $5.5 million, against $13.7 million at the typical similar lender.
Its typical loan was $115,000, smaller than at more than four in five similar lenders, whose typical loan was $245,000. Every loan was conventional. Purchases made up 61.8% and refinancing the rest. Its typical rate, 6.50%, was close to theirs at 6.56%. Low- and moderate-income (LMI) borrowers took 14.7% of its loans, close to the 17.5% at similar lenders.
Its share of Aguadilla rose to 0.4% from 0.1%, while its share of Arecibo fell to 0.6% from 1.0%. With a flat loan count, the moves may simply reflect where its borrowers bought in each year. In San Juan-Bayamón-Caguas it ranked 40 of 63, with an unchanged 0.2%. It first reported in 2007, and it lends only in Puerto Rico.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2022–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Cooperativa de Ahorro y Credito Hatillo took 34 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.8% · Refinance 38.2%
Conventional 100.0% · of 34 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Puerto Rico | 34 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| San Juan-Bayamón-Caguas | 21 |
| Arecibo | 7 |
| Aguadilla | 5 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DKAD285HDELR04 | 2022–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3873232 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7660237982 | 2007–2013 |
Established 2 September 2018. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Cooperativa de Ahorro y Credito Hatillo's data.
Cooperativa de Ahorro y Credito Hatillo's data
$215
Cooperativa de Ahorro y Credito Hatillo and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Cooperativa de Ahorro y Credito Hatillo's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]