Applications / Mortgage Analytics / Lenders / Puerto Rico / Cooperativa de Ahorro Y Credito Aguas Buenas
Aguas Buenas, PR · Independent non-bank lender · CFPB · 13 loans in 2025
Cooperativa de Ahorro Y Credito Aguas Buenas's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
13
loans originated, 2025
19
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Cooperativa de Ahorro Y Credito Aguas Buenas, a Puerto Rico cooperative that has filed since 2006, is a minor lender in the San Juan area, with 13 home loans in 2025.
It made 13 loans in 2025, against seven the year before: a rise of 86% on a very small base. The typical one among its 16 peers, independent non-bank lenders making between half and twice as many loans, made 20. Its count has never been large; its busiest recent year was 2022, with 15.
Thirteen loans are too few to read much into its shares of loan types, prices or borrowers. All were conventional; refinances made up 53.8% and purchases the rest. Any single loan moves those shares by several points.
It lends only in the San Juan-Bayamón-Caguas metro, across 10 counties, where it ranks 43 of 63 lenders with 0.1% of the market. Banco Popular de Puerto Rico leads there, followed by Firstbank.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Cooperativa de Ahorro Y Credito Aguas Buenas took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 53.8% · Purchase 46.2%
Conventional 100.0% · of 13 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Puerto Rico | 13 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| San Juan-Bayamón-Caguas | 13 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300TDL15I36FDWZ79 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3873296 | 2011–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7660262500 |
Established date not on record. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Cooperativa de Ahorro Y Credito Aguas Buenas's data.
Cooperativa de Ahorro Y Credito Aguas Buenas's data
$215
Cooperativa de Ahorro Y Credito Aguas Buenas and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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