Applications / Mortgage Analytics / Lenders / Texas / Coop Teachers Credit Union
Tyler, TX · Credit union · NCUA · $92.2 million assets · 5 loans in 2025
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5
loans originated, 2025
7
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Coop Teachers Credit Union, a Tyler, Texas, credit union that has reported since 2004, made just five home loans in 2025, down from 76 in 2020.
Its loans fell 75% in 2025, from 20 to five. Similar lenders, credit unions making between half and twice as many loans, fell 29%, while the whole market grew 10%. The slide is longer than one year: it made 55 loans in 2022 and 45 in 2023. The figures do not show why.
Five loans are far too few to read anything into its shares, rates or borrowers. All five were refinances, and all were conventional. The typical one among its 24 peers made seven loans, so the whole group is small, and a single loan moves any comparison.
It lends only in Texas, in 2 metros and 3 counties, chiefly around Tyler and Longview, where it has filed since 2004. In both, United Wholesale Mortgage leads. In Tyler its share slipped to 0.0% from 0.2% as its own loans fell. In non-metro Texas it ranks 813 of 831 lenders. In 2020 its loans came to $16.0 million; in 2025, $835,000.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Coop Teachers Credit Union took 7 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 100.0%
Conventional 100.0% · of 5 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 4 | 80.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tyler | 2 |
| Longview | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900D4M439MIWMBX82 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 770693 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 567576 | 2004–2017 |
Established 1 January 1953. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Coop Teachers Credit Union's data.
Coop Teachers Credit Union's data
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Coop Teachers Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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