Applications / Mortgage Analytics / Lenders / New York / Consumers Federal Credit Union
Brooklyn, NY · Credit union · NCUA · $105 million assets · 26 loans in 2025
Consumers Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
26
loans originated, 2025
26
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Consumers Federal Credit Union, a small Brooklyn credit union, made 26 home loans in 2025, after seven years with no report.
It first reported in 2005 but filed no report from 2018 to 2024. Since 2020 lenders making few closed-end loans need not always report, so those years are gaps in the record, not years without lending. Its return gives no history to compare 2025 with.
Its 26 loans compare with 30 at the middle of similar lenders, credit unions making between half and twice as many loans, a group of 310. Every loan was conventional. With so few loans, its shares of lending by product, borrower, neighborhood or price are too small to read much into.
New York is its main state, but its loans reached seven metros in four states. In New York, a market of $144.16B led by JPMorgan Chase Bank, it ranks 419 of 802 lenders. It also made loans in Miami, and in 2025 it entered Cape Coral-Fort Myers and Allentown-Bethlehem-Easton, where its share rounds to zero.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Consumers Federal Credit Union took 26 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 46.2% · Refinance 34.6% · Other 15.4% · Home improvement 3.8%
Conventional 100.0% · of 26 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 21 | 80.8% |
| Florida | 2 | 7.7% |
| New Jersey | 2 | 7.7% |
| Pennsylvania | 1 | 3.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New York-Jersey City-White Plains | 11 |
| Nassau County-Suffolk County | 10 |
| Allentown-Bethlehem-Easton | 1 |
| Cape Coral-Fort Myers | 1 |
| Fort Lauderdale-Pompano Beach-Sunrise | 1 |
| Lakewood-New Brunswick | 1 |
| Newark | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 984500F12EF9DCACA497 | 2025–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 976383 | 2005–2016 |
| Respondent ID (the HMDA filer code before 2018) | 516951 | 2005–2016 |
Established 1 January 1965. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Consumers Federal Credit Union's data.
Consumers Federal Credit Union's data
$215
Consumers Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Consumers Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]