Applications / Mortgage Analytics / Lenders / Florida / Constructive Loans / Competition
Constructive Loans
Tampa, FL · Non-bank or government lender · CFPB · 1,588 loans in 2025
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1,588
loans originated, 2025
2,052
applications, 2025
31
states and territories
0
gaps bigger than at similar lenders
Who Constructive Loans competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Constructive Loans ranks 145th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $158.0M lent: 0.1% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
Constructive Loans ranks 91st of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $89.4M lent: 0.2% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
Constructive Loans ranks 189th of 669 lenders in San Antonio-New Braunfels, TX, with $10.5M lent: 0.1% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PITTSBURGH, PA, 2025
Constructive Loans ranks 150th of 571 lenders in Pittsburgh, PA, with $7.7M lent: 0.1% of a $11.33B market.
Pittsburgh, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TRENTON-PRINCETON, NJ, 2025
Constructive Loans ranks 66th of 365 lenders in Trenton-Princeton, NJ, with $7.4M lent: 0.3% of a $2.54B market.
Trenton-Princeton, NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — RALEIGH-CARY, NC, 2025
Constructive Loans ranks 375th of 638 lenders in Raleigh-Cary, NC, with $1.6M lent: 0.0% of a $15.84B market.
Raleigh-Cary, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SEBASTIAN-VERO BEACH-WEST VERO CORRIDOR, FL, 2025
Constructive Loans ranks 136th of 366 lenders in Sebastian-Vero Beach-West Vero Corridor, FL, with $1.2M lent: 0.1% of a $1.31B market.
Sebastian-Vero Beach-West Vero Corridor, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JACKSON, MS, 2025
Constructive Loans ranks 158th of 306 lenders in Jackson, MS, with $975K lent: 0.0% of a $2.61B market.
Jackson, MS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Constructive Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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