Applications / Mortgage Analytics / Lenders / Illinois / Community State Bank
Galva, IL · State non-member bank · FDIC · $388 million assets · 27 loans in 2025
Community State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
27
loans originated, 2025
30
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community State Bank, of Galva, Illinois, makes few mortgages and small ones: its typical loan in 2025 was $65,000, against $172,500 at similar lenders.
Its typical loan was smaller than at nearly all similar lenders (state non-member banks making between half and twice as many loans), and the same as in 2024. Purchases made up 55.6% of its lending, refinances 25.9% and loans for other purposes 14.8%. All of its loans were conventional, with no government backing.
It made 27 loans in 2025, up 12% from 24, while a typical similar lender shrank 4%. The bank filed no HMDA report from 2020 to 2022; those years are gaps in the record, not years without lending. Before the gap it made 34 loans in 2018 and 36 in 2019. On so few loans, its shares of borrower groups and neighborhoods are too small to read much into.
The bank has filed under HMDA since 1990. Its largest market is Davenport-Moline-Rock Island, where it ranked 104 of 288 lenders with 0.1% of the market; GreenState Credit Union leads there with $179.5M. It also lends in Peoria, where it has filed since 1999. In all it lends in four metros in two states, mostly in Illinois.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community State Bank took 30 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.6% · Refinance 25.9% · Other 14.8% · Home improvement 3.7%
Conventional 100.0% · of 27 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 26 | 96.3% |
| Alabama | 1 | 3.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Davenport-Moline-Rock Island | 19 |
| Peoria | 2 |
| Daphne-Fairhope-Foley | 1 |
| Elgin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900MHEKUVX1BTCD10 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 987231 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 323257 | 1990–2017 |
Established 24 November 1980. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Community State Bank's data.
Community State Bank's data
$215
Community State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Community State Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]