Applications / Mortgage Analytics / Lenders / Iowa / Community Bank
Dunlap, IA · State non-member bank · FDIC · $137 million assets · 27 loans in 2025
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27
loans originated, 2025
30
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Bank is a small Iowa bank whose home lending held steady at 27 loans in 2025, most of it to home buyers, in three counties.
It made 27 loans in both 2024 and 2025. Similar lenders, state non-member banks making between half and twice as many loans, fell 4%, while the whole market grew 10%. The bank filed no reports for 2020 to 2022; since it resumed in 2023 it has made between 27 and 31 loans a year.
Two-thirds of its loans, 66.7%, financed a purchase, and 18.5% paid for home improvement; refinancing made up 11.1%. All were conventional. Its typical loan, $125,000, was smaller than the $172,500 at similar banks. On 27 loans these shares rest on a handful each, so they say little about its customers.
Its lending is confined to three Iowa counties, one of them in the Omaha metro. There it ranks 180th of 417 lenders, a market led by JPMorgan Chase Bank. In non-metro Iowa it ranks 174th of 465, behind GreenState Credit Union and others. It was called Dunlap Savings Bank until 1993 and first reported its home lending in 2004.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community Bank took 30 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Home improvement 18.5% · Refinance 11.1% · Other 3.7%
Conventional 100.0% · of 27 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 27 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 15 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FVMNIRTHZI8Z30 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 675042 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 314649 | 2004–2017 |
Established 23 February 1926. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Community Bank's data.
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