Applications / Mortgage Analytics / Lenders / Texas / Communities of Abilene Federal Credit Union
Abilene, TX · Credit union · NCUA · $160 million assets · 35 loans in 2025
Communities of Abilene Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
35
loans originated, 2025
36
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Communities of Abilene Federal Credit Union is a small Abilene credit union that, in 2025, made only refinance loans, and made a few more of them than the year before.
Every one of its 35 loans in 2025 was a refinance, and all were conventional. Its typical loan was $75,000, smaller than the $95,000 at similar lenders, meaning credit unions making between half and twice as many loans. It reported no loans to home buyers that year.
Its loans rose 21%, while similar credit unions held flat and the whole market grew 10%. The rise is small in absolute terms: it has made about 30 a year since 2018, with a dip to 11 in 2020.
It has reported since 1994 and lends in six counties. In Abilene it holds 0.3% of the market, unchanged from 2024, and ranks 57th of 251 lenders. First Financial Bank leads there.
Its typical rate, 6.50%, was lower than at about seven in ten similar credit unions, whose middle was 6.75%. Some 31.4% of its loans went to low- and moderate-income borrowers, about the same as peers' 31.7%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Communities of Abilene Federal Credit Union took 36 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 100.0%
Conventional 100.0% · of 35 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 35 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Abilene | 31 |
| San Angelo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493000H6FXB15JQW781 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 771485 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 510706 | 1994–2017 |
Established 1 January 1955. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Communities of Abilene Federal Credit Union's data.
Communities of Abilene Federal Credit Union's data
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Communities of Abilene Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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