Applications / Mortgage Analytics / Lenders / Maine / Coast Line Credit Union
South Portland, ME · Credit union · NCUA · $89.3 million assets · 17 loans in 2025
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17
loans originated, 2025
22
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Coast Line Credit Union, a small credit union in South Portland, Maine, made 17 mortgage loans in 2025, most of them for home improvement, and its lending has been shrinking for five years.
Its 17 loans were down 43% from 30 in 2024. Similar lenders, credit unions making between half and twice as many loans, fell 10% in the typical case, so its drop was steeper than at most of them. It made 62 loans in 2020 and has made fewer almost every year since.
Most of its loans were for home improvement, and the rest mainly refinancing; it made no purchase loans. That fits its small loans: the typical one was $55,000, against $105,000 at the typical peer. Every loan was conventional, as at most peers. With so few loans, its shares of lending to particular borrowers or neighborhoods are too small a base to read much into.
It lends in three Maine counties. In Portland-South Portland it ranked 182 of 364 lenders, a market led by United Wholesale Mortgage and Bangor Savings Bank. It has reported there since 2005.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Coast Line Credit Union took 22 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 70.6% · Refinance 23.5% · Other 5.9%
Conventional 100.0% · of 17 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 17 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-South Portland | 16 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490093XKEEYF9N9X26 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 464796 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560646 | 2005–2017 |
Established 1 January 1927. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Coast Line Credit Union's data.
Coast Line Credit Union's data
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Coast Line Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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