Applications / Mortgage Analytics / Lenders / Oregon / Clackamas County Bank
Sandy, OR · State non-member bank · FDIC · $264 million assets · 13 loans in 2025
Clackamas County Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
13
loans originated, 2025
15
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Clackamas County Bank, a state non-member bank based in Sandy, Oregon, is a very small mortgage lender that made 13 loans in 2025, the same number as in 2024, while similar lenders shrank.
Similar lenders, here banks of the same type making between half and twice as many loans, saw their originations fall 29% in the typical case. Clackamas County Bank's count did not move, which put its growth above almost nine in ten of them. With 13 loans, against 21 at the typical peer, it remains smaller than nearly all of the group.
The bank has reported mortgage lending since 1990. It made 40 loans in both 2018 and 2019 and 35 in 2023, so the last two years are well below its recent level. It filed no report for 2021 or 2022; since 2020 a bank making fewer than 100 closed-end loans a year need not report, so those are gaps in the record rather than years without lending.
Every loan it made was conventional, with none insured or guaranteed by a government agency, as at most similar banks. Its loans spread across refinancing, purchases and other purposes. On so few loans, its shares of lending to poorer borrowers and neighborhoods, and its loan sizes, are too small a base to read much into.
Its lending sits in two Oregon markets. In Portland-Vancouver-Hillsboro it ranked 179 of 566 lenders with 0.1% of the market, which United Wholesale Mortgage led. It has lent in both Portland and Salem since 1990.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Clackamas County Bank took 15 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 46.2% · Other 23.1% · Purchase 23.1% · Home improvement 7.7%
Conventional 100.0% · of 13 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oregon | 12 | 92.3% |
| Washington | 1 | 7.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-Vancouver-Hillsboro | 12 |
| Salem | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900U7WUFP33SSQ460 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 641579 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 39486 | 1990–2017 |
Established 31 January 1911. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Clackamas County Bank's data.
Clackamas County Bank's data
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Clackamas County Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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