Applications / Mortgage Analytics / Lenders / Iowa / Central State Bank / Competition
Central State Bank
Coralville, IA · State member bank · FRS · $441 million assets · 32 loans in 2025
Central State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
32
loans originated, 2025
39
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Central State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DUBUQUE, IA, 2025
Central State Bank ranks 8th of 114 lenders in Dubuque, IA, with $9.8M lent: 1.9% of a $502.8M market.
Dubuque, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 80% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — IOWA CITY, IA, 2025
Central State Bank ranks 17th of 171 lenders in Iowa City, IA, with $8.2M lent: 0.7% of a $1.24B market.
Iowa City, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 81% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Central State Bank ranks 267th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $5.4M lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO IOWA, 2025
Central State Bank ranks 225th of 465 lenders in non-metro Iowa, with $1.6M lent: 0.0% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CEDAR RAPIDS, IA, 2025
Central State Bank ranks 95th of 210 lenders in Cedar Rapids, IA, with $740K lent: 0.0% of a $1.53B market.
Cedar Rapids, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
Central State Bank ranks 722nd of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $345K lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Central State Bank ranks 838th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $355K lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO MISSOURI, 2025
Central State Bank ranks 504th of 640 lenders in non-metro Missouri, with $305K lent: 0.0% of a $6.01B market.
non-metro Missouri is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Central State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Central State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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