Applications / Mortgage Analytics / Lenders / Washington / Cascade Federal Credit Union
Kent, WA · Credit union · NCUA · $376 million assets · 12 loans in 2025
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12
loans originated, 2025
12
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Cascade Federal Credit Union is a very small mortgage lender in Washington whose yearly loans have fallen from 84 in 2018 to 12 in 2025.
It made 12 loans in 2025, one more than in 2024. The typical similar lender, here another credit union making between half and twice as many loans, made 18. At this size its shares of lending to particular borrowers or neighborhoods rest on a few loans each and are too small to read much into.
Its lending has shrunk for most of the years since 2018. It made 84 loans in 2018, 30 in 2020 and 39 in 2022 before falling to 12 in 2023. The numbers alone do not say why, and with so few loans a small change in what members ask for moves them a long way.
Refinances made up 91.7% of its loans and home improvement the other 8.3%; it made no purchase loans. Every loan was conventional. Its typical loan, $115,000, was close to the $110,000 of similar credit unions, and its loans came to $1.7 million in all. On so few loans that may point to a lender serving members' existing homes rather than competing for purchase business, though it proves little.
It has reported since 1990 in the Seattle-Tacoma-Bellevue market, its largest. There it ranked 448 of 597 lenders in a $49.59B market led by Boeing Employees' Credit Union. Its loans were spread across 5 metros and 6 counties, all in Washington.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Cascade Federal Credit Union took 12 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 91.7% · Home improvement 8.3%
Conventional 100.0% · of 12 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Washington | 12 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Seattle-Bellevue-Kent | 5 |
| Everett | 3 |
| Portland-Vancouver-Hillsboro | 1 |
| Tacoma-Lakewood | 1 |
| Wenatchee-East Wenatchee | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300OTNSBY6RS8HU51 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 136280 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 57748 | 1990–2017 |
Established 1 January 1952. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Cascade Federal Credit Union's data.
Cascade Federal Credit Union's data
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Cascade Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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