Applications / Mortgage Analytics / Lenders / Texas / Capital Plus Financial
Bedford, TX · Non-bank or government lender · CFPB · 12 loans in 2025
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12
loans originated, 2025
16
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Capital Plus Financial, a Texas home-purchase lender, made just 12 loans in 2025, a sliver of the 169 it made in 2019.
It made 156 loans in 2018, its first year of reporting, and 169 in 2019. Lending fell to 75 in 2022, 17 in 2023 and 3 in 2024. The record does not say why. Its rise from 3 to 12 loans in 2025 rests on too few loans to read as a recovery.
Every loan it made in 2025 was a conventional loan to buy a home, and all its loans in the earlier years shown were conventional too. It lends in one state, across three metros and four counties.
It ranks 401 of 669 lenders in San Antonio and 801 of 1,026 in Dallas, where it has lent since 2018. It entered non-metro Texas in 2025.
Twelve loans are too few to read much into its borrowers' incomes, the neighborhoods it serves, its loan sizes or its prices. Its peer group, ten non-bank lenders making between half and twice as many loans, is barely large enough to compare against.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Capital Plus Financial took 16 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 100.0%
Conventional 100.0% · of 12 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 12 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| San Antonio-New Braunfels | 8 |
| Fort Worth-Arlington-Grapevine | 2 |
| Dallas-Plano-Irving | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZY6PRWY54O6995 | 2018–2025 |
Established 24 September 2014. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: Capital Plus Financial's data.
Capital Plus Financial's data
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