Fewer loans each year
It made 703 loans in 2025, down 12% from 803, while similar lenders (independent non-bank lenders making between half and twice as many loans) rose 2% and the whole market rose 10%. It made 1,217 loans in 2020, 1,038 in 2022 and 816 in 2023. The figures give no reason for the decline. Its share also slipped in San Antonio and Phoenix; a lender that makes almost only purchase loans depends on home sales, and it may have lost buyers to rivals in those markets.