Applications / Mortgage Analytics / Lenders / New Hampshire / Bank of New Hampshire
Laconia, NH · State member bank · FRS · $2.7 billion assets · 18 loans in 2025
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18
loans originated, 2025
19
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of New Hampshire, a bank with $2.7 billion of assets, reported just 18 home loans in 2025, against 760 five years before.
Its loans held between 898 and 955 a year in 2018 and 2019 and were 508 in 2022. They fell to 228 in 2023 and to 14 in 2024. The 18 loans of 2025 are a rise of 29%, but from a tiny base. Whether it stepped back from home lending or now books it elsewhere, the filings do not say.
Its typical loan was $775,000, against $300,000 at similar lenders, here state member banks making between half and twice as many loans. Its total of $38.5 million was higher than at more than four in five of them. On 18 loans, a few large ones decide both figures; five years ago its typical loan was $205,000.
It has lent in non-metro New Hampshire since 1990 and ranked 124 of 386 lenders there. CMG Mortgage and Rocket Mortgage led. Its 18 loans spread over 14 counties in five states.
It was Laconia Savings Bank until 2012 and joined the Federal Reserve System in 2022.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of New Hampshire took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Refinance 22.2% · Home improvement 11.1%
Conventional 100.0% · of 18 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Hampshire | 9 | 50.0% |
| Massachusetts | 3 | 16.7% |
| North Carolina | 3 | 16.7% |
| Maine | 2 | 11.1% |
| New York | 1 | 5.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Boston | 2 |
| Portland-South Portland | 2 |
| Charlotte-Concord-Gastonia | 1 |
| Goldsboro | 1 |
| Nassau County-Suffolk County | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900PJVECT3YD6KY88 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 265407 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 318012 | 2006–2017 |
Established 2 July 1831. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Bank of New Hampshire's data.
Bank of New Hampshire's data
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Bank of New Hampshire and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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