Applications / Mortgage Analytics / Lenders / Illinois / Bank of Farmington
Farmington, IL · State non-member bank · FDIC · $235 million assets · 30 loans in 2025
Bank of Farmington's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
30
loans originated, 2025
33
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Farmington, a $235 million bank in Farmington, Illinois, makes small loans, many of them to borrowers of modest income, but it lent less in 2025.
Its typical loan was $80,000, under half the $175,000 at similar lenders (state non-member banks making between half and twice as many loans) and smaller than more than nine in ten of them. Borrowers with low or moderate incomes (LMI) took 44.0% of its loans, against 25.9%; the share was 59.4% in 2024, on more loans.
It made 30 loans, down 36% from 47, while similar lenders made as many as the year before. It made 54 in 2023. It has reported since 2018, with no reports for 2020 to 2022.
In the Peoria market its share fell from 0.4% to 0.1%; it ranks 77 of 289 lenders, behind Citizens Equity First Credit Union at the top. The fall may simply follow its lower overall lending; on so few loans, a handful decides the share. In non-metro Illinois it ranks 201 of 572.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bank of Farmington took 33 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.0% · Refinance 36.7% · Home improvement 10.0% · Other 3.3%
Conventional 100.0% · of 30 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 30 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Peoria | 11 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HECWJMBMVQ1V28 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 976534 | 2018–2023 |
Established 1 January 1903. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: Bank of Farmington's data.
Bank of Farmington's data
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Bank of Farmington and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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