Applications / Mortgage Analytics / Lenders / Oregon / Bank of Eastern Oregon
Heppner, OR · State non-member bank · FDIC · $960 million assets · 18 loans in 2025
Bank of Eastern Oregon's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
18
loans originated, 2025
20
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Eastern Oregon, a $960 million bank in Heppner, Oregon, makes few home loans: 18 in 2025.
The bank holds $960 million in assets, but its home loans in 2025 came to $4.0 million. Nearly nine in ten similar lenders (state non-member banks making between half and twice as many loans) made more loans than its 18. Home loans look like a small part of its business, which may simply reflect where its customers borrow and what they borrow for.
It made 48 loans in 2019, filed no reports for 2020 to 2022, and made 26 in 2023 and 29 in 2024. The 2025 total was 38% lower than the year before; similar lenders made 15% fewer. On numbers this small, a few loans either way decide the change.
Its largest market is non-metro Oregon, where it ranks 141 of 397 lenders and Rocket Mortgage leads. It also lends in Kennewick-Richland, Washington, where it ranks 219 of 281. Purchases were the largest part of its lending, with home improvement and refinancing making up the rest. All its loans were conventional.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bank of Eastern Oregon took 20 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 44.4% · Refinance 33.3% · Home improvement 22.2%
Conventional 100.0% · of 18 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oregon | 17 | 94.4% |
| Washington | 1 | 5.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kennewick-Richland | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300J0CQITHCF2G618 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 14865 | 2016–2023 |
| Respondent ID (the HMDA filer code before 2018) | 316243 | 2016–2017 |
Established 3 March 1945. Reported under HMDA 2016-2025.
Mergers, name changes, data editions and corrections: Bank of Eastern Oregon's data.
Bank of Eastern Oregon's data
$215
Bank of Eastern Oregon and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Bank of Eastern Oregon's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]